5 days ago · "Since September 2024, the Fed has cut rates by more than a full percentage point, yet the average personal loan rate has slipped just 15 basis points, Bankrate data shows.

5 days ago · According to personal loan Bankrate Monitor data, as of Dec. 17, 2025, the average personal loan rate is 12.22% for customers with a 700 FICO score, $5,000 loan amount and …

Aug 1, 1998 · Year-over-year data on unsecured personal loans. Stay up to date on current rate data with Bankrate’s Data Center

5 days ago · Understanding current interest rate statistics and personal loan information can help you better plan for your own borrowing needs and get the best out of your loan.

Dec 4, 2025 · Explore Bankrate's expert picks for the best low interest personal loans available and discover how to compare lenders by their annual percentage rates (APR).

Dec 10, 2025 · Average personal loan interest rates hover above 12.2% in December 2025, but those with strong credit may find lower rates.

A personal loan can be great to pay down debt, finance home improvement and more. Get advice on personal loans and apply for a loan today.

Sep 5, 2025 · Although both federal and student loan interest rates usually follow economic trends as they rise and fall, there are important differences that affect how they are set.

Dec 10, 2025 · To find the best interest rate for your credit score and financial background, our experts reviewed hundreds of data points to inform our top auto loan picks.

2 days ago · Compare personalized mortgage and refinance rates today from our national marketplace of lenders to find the best current rate for your financial situation.