High-yield savings accounts pay around 4.20% APY, compared to just 0.61% at traditional banks — that’s over six times more interest on your money. Prioritize accounts with competitive APYs, FDIC ...

Perpetual bonds have no maturity date, allowing them to pay interest indefinitely, making them appealing for long-term income. They come in different types, such as government and corporate bonds, ...

Yield maintenance is a prepayment penalty designed to safeguard lenders against losing interest income when a borrower decides to settle a loan ahead of schedule. Yield maintenance compensates for ...

The Federal Reserve cut interest rates in September for the first time in 2025, as it shifted focus from fighting rising inflation to supporting a weakening job market. That single cut already pushed ...

Are you looking for a safe place to park your cash while earning a more competitive rate than your typical account? An FDIC-insured high-yield savings account might be the best place right now to grow ...