With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Flooding isn’t just a risk for those living near hurricane-prone coastlines or riverbanks—floodwaters can rise almost anywhere, including areas where homeowners least expect it. Even a single ...

Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount ...

Owners of thousands of properties along Oahu streams may be required to purchase flood insurance due to changes in the flood maps that show evolving risks. The city and state are assisting the Federal ...

Deadly and destructive flash flooding in Texas and several other states in July 2025 is raising questions about the nation’s flood maps and their ability to ensure that communities and homeowners can ...

Recovery efforts in Washington underscore the need for alignment between NFIP's mandate framework and FEMA's modernized risk assessment model. Updating mortgage requirements to reflect individualized ...

Aerial view of floods affecting West 29th Street and 14th Avenue in Hialeah as torrential downpours inundate South Florida due to a disturbance off Florida’s coast on Thursday, November 16, 2023.

Flooding isn’t just a coastal or riverfront concern—it’s a growing threat in communities across the country, as tragically demonstrated in Texas over the July 4 weekend. After record-setting rainfall, ...