Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a ...

A CD is a particular type of savings account that pays a fixed interest rate for a set period of time. The benefit is that ...

Since the Federal Reserve's decision last week to lower interest rates by a deep half point, we've seen rates come down on certificates of deposit. Yet if you haven't locked in peak rates on CDs, you ...

A high credit score and income are crucial to getting the lowest rates on a personal loan. Improve your score before applying for any credit products if you can. Apply for prequalification with at ...

The final Federal Reserve meeting of 2025 has concluded and the final Fed rate cut of the year was issued on December 10. Now that the cut and comments made post-meeting about other potential ones in ...

Tomo’s online rates comparison tool is among the best we’ve seen for shopping rates — and both their rates and fees are competitive. While they don’t offer refinance or home equity options, the solid ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...