A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.

The exact time your credit card payment will post to your account depends on your payment method and your issuer’s payment rules, as well as the rules outlined by the Truth in Lending Act. If you pay ...

Bounced payments, especially if you make more than one returned payment on the account, can prompt the card issuer to freeze ...